Calculation for Cumberland, Tenn.

Cumberland, Tenn.         Oppon.    Game
   Opponent      Result   Rating   Rating   Weight   Product   Effect
--------------   ------   ------   ------   ------   -------   ------
Jacksonville St.  LOSS     629.9    529.9    0.05       26.5     +5.3
Concord           WIN      325.0    425.0    1.00      425.0     +0.8
Ky. Wesleyan      WIN      291.4    391.4    0.05       19.6     -1.6
Cumberland, Ky.   WIN      317.4    417.4    0.05       20.9     -0.3
Lambuth           WIN      379.7    479.7    1.00      479.7    +55.4
Belhaven          WIN      388.8    488.8    1.00      488.8    +64.5
Campbellsville    LOSS     487.1    387.1    1.00      387.1    -37.2
Georgetown, Ky.   LOSS     660.3    560.3    0.05       28.0     +6.8
Pikeville         WIN      343.6    443.6    1.00      443.6    +19.4
Mid-Am Nazarene   LOSS     467.8    367.8    2.00      735.6   -113.0
                                            =====    =======
                                             7.20     3054.8
                              3054.8
Cumberland, Tenn.'s rating =  ------ =  424.3
                               7.20

     Team            Rating      Effect
   ---------------   ------      ------
   Georgetown, Ky.    660.3 LOSS   +6.8 NAIA
   Jacksonville St.   629.9 LOSS   +5.3 Division I-AA
   Campbellsville     487.1 LOSS  -37.2 NAIA
   Mid-Am Nazarene    467.8 LOSS -113.0 NAIA postseason
>> Cumberland, Tenn.  424.3 <<
   Belhaven           388.8 WIN   +64.5 NAIA
   Lambuth            379.7 WIN   +55.4 NAIA
   Pikeville          343.6 WIN   +19.4 NAIA
   Concord            325.0 WIN    +0.8 Division II
   Cumberland, Ky.    317.4 WIN    -0.3 NAIA
   Ky. Wesleyan       291.4 WIN    -1.6 Division II