Calculation for Cumberland, Ky.

Cumberland, Ky.           Oppon.    Game
   Opponent      Result   Rating   Rating   Weight   Product   Effect
--------------   ------   ------   ------   ------   -------   ------
Morehead St.      LOSS     532.7    432.7    0.05       21.6     +2.3
Virginia-Wise     WIN      368.9    468.9    1.00      468.9    +81.6
Belhaven          LOSS     397.9    297.9    1.00      297.9    -89.4
Campbellsville    LOSS     431.3    331.3    1.00      331.3    -56.0
Cumberland, Tenn. LOSS     442.3    342.3    1.00      342.3    -45.0
Georgetown, Ky.   LOSS     580.6    480.6    0.05       24.0     +4.7
Pikeville         LOSS     396.7    296.7    1.00      296.7    -90.6
Union, Ky.        WIN      334.6    434.6    1.00      434.6    +47.3
Ky. Wesleyan      WIN      277.7    377.7    0.05       18.9     -0.5
Lambuth           WIN      433.0    533.0    1.00      533.0   +145.7
                                            =====    =======
                                             7.15     2769.3
                              2769.3
  Cumberland, Ky.'s rating =  ------ =  387.3
                               7.15

     Team            Rating      Effect
   ---------------   ------      ------
   Georgetown, Ky.    580.6 LOSS   +4.7 NAIA
   Morehead St.       532.7 LOSS   +2.3 Division I-AA Non-scholarship
   Cumberland, Tenn.  442.3 LOSS  -45.0 NAIA
   Campbellsville     431.3 LOSS  -56.0 NAIA
   Belhaven           397.9 LOSS  -89.4 NAIA
   Pikeville          396.7 LOSS  -90.6 NAIA
>> Cumberland, Ky.    387.3 <<
   Lambuth            433.0 WIN  +145.7 NAIA
   Virginia-Wise      368.9 WIN   +81.6 NAIA
   Union, Ky.         334.6 WIN   +47.3 NAIA
   Ky. Wesleyan       277.7 WIN    -0.5 Division II