Calculation for Bethel, Tenn.

Bethel, Tenn.             Oppon.    Game
   Opponent      Result   Rating   Rating   Weight   Product   Effect
--------------   ------   ------   ------   ------   -------   ------
Nicholls St.      LOSS     611.7    511.7    0.05       25.6     +8.5
Bacone            LOSS     367.9    267.9    1.00      267.9    -73.8
Campbellsville    LOSS     467.8    367.8    0.05       18.4     +1.3
Lambuth           LOSS     469.7    369.7    0.05       18.5     +1.4
Pikeville         LOSS     382.9    282.9    1.00      282.9    -58.8
Belhaven          LOSS     361.0    261.0    1.00      261.0    -80.7
Union, Ky.        LOSS     382.0    282.0    1.00      282.0    -59.7
Virginia-Wise     WIN      363.6    463.6    1.00      463.6   +121.9
Cumberland, Tenn. WIN      379.2    479.2    1.00      479.2   +137.4
Cumberland, Ky.   LOSS     459.8    359.8    0.05       18.0     +0.9
Georgetown, Ky.   LOSS     476.4    376.4    0.05       18.8     +1.7
                                            =====    =======
                                             6.25     2135.7
                              2135.7
    Bethel, Tenn.'s rating =  ------ =  341.7
                               6.25

     Team            Rating      Effect
   ---------------   ------      ------
   Nicholls St.       611.7 LOSS   +8.5 Division I-AA
   Georgetown, Ky.    476.4 LOSS   +1.7 NAIA
   Lambuth            469.7 LOSS   +1.4 NAIA
   Campbellsville     467.8 LOSS   +1.3 NAIA
   Cumberland, Ky.    459.8 LOSS   +0.9 NAIA
   Pikeville          382.9 LOSS  -58.8 NAIA
   Union, Ky.         382.0 LOSS  -59.7 NAIA
   Bacone             367.9 LOSS  -73.8 NAIA
   Belhaven           361.0 LOSS  -80.7 NAIA
>> Bethel, Tenn.      341.7 <<
   Cumberland, Tenn.  379.2 WIN  +137.4 NAIA
   Virginia-Wise      363.6 WIN  +121.9 NAIA