Calculation for Cumberland, Tenn.

Cumberland, Tenn.         Oppon.    Game
   Opponent      Result   Rating   Rating   Weight   Product   Effect
--------------   ------   ------   ------   ------   -------   ------
Delta St.         LOSS     633.2    533.2    0.05       26.7     +7.7
Union, Ky.        WIN      382.0    482.0    1.00      482.0   +102.8
Virginia-Wise     WIN      363.6    463.6    1.00      463.6    +84.4
Cumberland, Ky.   LOSS     459.8    359.8    1.00      359.8    -19.4
Lambuth           LOSS     469.7    369.7    1.00      369.7     -9.5
Belhaven          WIN      361.0    461.0    1.00      461.0    +81.8
Campbellsville    LOSS     467.8    367.8    1.00      367.8    -11.4
Bethel, Tenn.     LOSS     341.7    241.7    1.00      241.7   -137.4
Georgetown, Ky.   LOSS     476.4    376.4    1.00      376.4     -2.8
Pikeville         LOSS     382.9    282.9    1.00      282.9    -96.3
                                            =====    =======
                                             9.05     3431.4
                              3431.4
Cumberland, Tenn.'s rating =  ------ =  379.2
                               9.05

     Team            Rating      Effect
   ---------------   ------      ------
   Delta St.          633.2 LOSS   +7.7 Division II
   Georgetown, Ky.    476.4 LOSS   -2.8 NAIA
   Lambuth            469.7 LOSS   -9.5 NAIA
   Campbellsville     467.8 LOSS  -11.4 NAIA
   Cumberland, Ky.    459.8 LOSS  -19.4 NAIA
   Pikeville          382.9 LOSS  -96.3 NAIA
   Bethel, Tenn.      341.7 LOSS -137.4 NAIA
>> Cumberland, Tenn.  379.2 <<
   Union, Ky.         382.0 WIN  +102.8 NAIA
   Virginia-Wise      363.6 WIN   +84.4 NAIA
   Belhaven           361.0 WIN   +81.8 NAIA