Calculation for Cumberland, Tenn.

Cumberland, Tenn.         Oppon.    Game
   Opponent      Result   Rating   Rating   Weight   Product   Effect
--------------   ------   ------   ------   ------   -------   ------
Southern Virginia WIN      263.5    363.5    1.00      363.5    +95.3
Austin Peay       LOSS     361.7    261.7    1.00      261.7     -6.5
Virginia-Wise     WIN      308.0    408.0    1.00      408.0   +139.8
Shorter           LOSS     296.2    196.2    1.00      196.2    -72.0
Pikeville         LOSS     405.7    305.7    0.05       15.3     +1.9
Lambuth           LOSS     344.4    244.4    1.00      244.4    -23.7
Campbellsville    LOSS     304.6    204.6    1.00      204.6    -63.6
Ky. Wesleyan      LOSS     317.2    217.2    1.00      217.2    -51.0
Bethel, Tenn.     LOSS     417.9    317.9    0.05       15.9     +2.5
Belhaven          LOSS     345.4    245.4    1.00      245.4    -22.8
                                            =====    =======
                                             8.10     2172.2
                              2172.2
Cumberland, Tenn.'s rating =  ------ =  268.2
                               8.10

     Team            Rating      Effect
   ---------------   ------      ------
   Bethel, Tenn.      417.9 LOSS   +2.5 NAIA
   Pikeville          405.7 LOSS   +1.9 NAIA
   Austin Peay        361.7 LOSS   -6.5 Division I-AA Non-scholarship
   Belhaven           345.4 LOSS  -22.8 NAIA
   Lambuth            344.4 LOSS  -23.7 NAIA
   Ky. Wesleyan       317.2 LOSS  -51.0 NAIA
   Campbellsville     304.6 LOSS  -63.6 NAIA
   Shorter            296.2 LOSS  -72.0 NAIA
>> Cumberland, Tenn.  268.2 <<
   Virginia-Wise      308.0 WIN  +139.8 NAIA
   Southern Virginia  263.5 WIN   +95.3 NAIA