Calculation for Cumberland, Tenn.

Cumberland, Tenn.         Oppon.    Game
   Opponent      Result   Rating   Rating   Weight   Product   Effect
--------------   ------   ------   ------   ------   -------   ------
Southern Virginia WIN      298.3    398.3    1.00      398.3    +76.5
Austin Peay       LOSS     401.2    301.2    1.00      301.2    -20.6
Virginia-Wise     LOSS     411.3    311.3    1.00      311.3    -10.5
Lambuth           LOSS     357.6    257.6    1.00      257.6    -64.2
W. Virginia Tech  WIN      288.5    388.5    1.00      388.5    +66.7
Pikeville         LOSS     361.6    261.6    1.00      261.6    -60.2
Campbellsville    WIN      329.9    429.9    1.00      429.9   +108.1
Shorter           LOSS     374.6    274.6    1.00      274.6    -47.2
Bethel, Tenn.     LOSS     457.7    357.7    0.05       17.9     +1.8
Belhaven          LOSS     371.6    271.6    1.00      271.6    -50.2
                                            =====    =======
                                             9.05     2912.5
                              2912.5
Cumberland, Tenn.'s rating =  ------ =  321.8
                               9.05

     Team            Rating      Effect
   ---------------   ------      ------
   Bethel, Tenn.      457.7 LOSS   +1.8 NAIA
   Virginia-Wise      411.3 LOSS  -10.5 NAIA
   Austin Peay        401.2 LOSS  -20.6 Division I-AA Non-scholarship
   Shorter            374.6 LOSS  -47.2 NAIA
   Belhaven           371.6 LOSS  -50.2 NAIA
   Pikeville          361.6 LOSS  -60.2 NAIA
   Lambuth            357.6 LOSS  -64.2 NAIA
>> Cumberland, Tenn.  321.8 <<
   Campbellsville     329.9 WIN  +108.1 NAIA
   Southern Virginia  298.3 WIN   +76.5 NAIA
   W. Virginia Tech   288.5 WIN   +66.7 NAIA