Calculation for Cumberland, Tenn.

Cumberland, Tenn.         Oppon.    Game
   Opponent      Result   Rating   Rating   Weight   Product   Effect
--------------   ------   ------   ------   ------   -------   ------
Tennessee Tech    LOSS     504.6    404.6    0.05       20.2     +4.9
Georgetown, Ky.   LOSS     419.7    319.7    0.05       16.0     +0.6
Lambuth           LOSS     329.7    229.7    1.00      229.7    -77.3
Faulkner          WIN      155.8    255.8    0.05       12.8     -2.6
Union, Ky.        LOSS     335.0    235.0    1.00      235.0    -72.0
Cumberland, Ky.   LOSS     441.9    341.9    0.05       17.1     +1.7
Bethel, Tenn.     LOSS     542.6    442.6    0.05       22.1     +6.8
Campbellsville    WIN      218.0    318.0    1.00      318.0    +10.9
Shorter           LOSS     382.6    282.6    1.00      282.6    -24.5
Belhaven          WIN      358.6    458.6    1.00      458.6   +151.5
                                            =====    =======
                                             5.25     1612.0
                              1612.0
Cumberland, Tenn.'s rating =  ------ =  307.1
                               5.25

     Team            Rating      Effect
   ---------------   ------      ------
   Bethel, Tenn.      542.6 LOSS   +6.8 NAIA
   Tennessee Tech     504.6 LOSS   +4.9 Division I-AA
   Cumberland, Ky.    441.9 LOSS   +1.7 NAIA
   Georgetown, Ky.    419.7 LOSS   +0.6 NAIA
   Shorter            382.6 LOSS  -24.5 NAIA
   Union, Ky.         335.0 LOSS  -72.0 NAIA
   Lambuth            329.7 LOSS  -77.3 NAIA
>> Cumberland, Tenn.  307.1 <<
   Belhaven           358.6 WIN  +151.5 NAIA
   Campbellsville     218.0 WIN   +10.9 NAIA
   Faulkner           155.8 WIN    -2.6 NAIA