Calculation for Saginaw Val. St.

Saginaw Val. St.          Oppon.    Game
   Opponent      Result   Rating   Rating   Weight   Product   Effect
--------------   ------   ------   ------   ------   -------   ------
Ashland           LOSS     658.2    558.2    1.00      558.2    -90.9
Gannon            WIN      436.5    536.5    0.05       26.8     -5.6
Ferris St.        WIN      595.3    695.3    1.00      695.3    +46.2
N. Michigan       WIN      581.0    681.0    1.00      681.0    +31.9
Northwood         LOSS     598.4    498.4    1.00      498.4   -150.7
Findlay           WIN      557.0    657.0    1.00      657.0     +7.9
Michigan Tech     WIN      603.7    703.7    1.00      703.7    +54.6
Indianapolis      WIN      583.0    683.0    1.00      683.0    +33.9
Grand Valley St.  LOSS     771.0    671.0    0.05       33.5     +1.1
Hillsdale         WIN      620.8    720.8    1.00      720.8    +71.7
                                            =====    =======
                                             8.10     5257.7
                              5257.7
 Saginaw Val. St.'s rating =  ------ =  649.1
                               8.10

     Team            Rating      Effect
   ---------------   ------      ------
   Grand Valley St.   771.0 LOSS   +1.1 Division II
   Ashland            658.2 LOSS  -90.9 Division II
   Northwood          598.4 LOSS -150.7 Division II
>> Saginaw Val. St.   649.1 <<
   Hillsdale          620.8 WIN   +71.7 Division II
   Michigan Tech      603.7 WIN   +54.6 Division II
   Ferris St.         595.3 WIN   +46.2 Division II
   Indianapolis       583.0 WIN   +33.9 Division II
   N. Michigan        581.0 WIN   +31.9 Division II
   Findlay            557.0 WIN    +7.9 Division II
   Gannon             436.5 WIN    -5.6 Division II