Calculation for Cumberland, Tenn.

Cumberland, Tenn.         Oppon.    Game
   Opponent      Result   Rating   Rating   Weight   Product   Effect
--------------   ------   ------   ------   ------   -------   ------
Campbellsville    WIN      309.0    409.0    1.00      409.0    +30.3
Tn.-Chattanooga   LOSS     533.4    433.4    0.05       21.7     +2.7
Georgetown, Ky.   LOSS     366.9    266.9    1.00      266.9   -111.8
Cumberland, Ky.   LOSS     509.9    409.9    0.05       20.5     +1.6
Bethel, Tenn.     WIN      310.2    410.2    1.00      410.2    +31.5
Faulkner          WIN      227.7    327.7    0.05       16.4     -2.5
Virginia-Wise     LOSS     404.5    304.5    1.00      304.5    -74.2
Belhaven          WIN      255.9    355.9    0.05       17.8     -1.1
Shorter           LOSS     459.4    359.4    1.00      359.4    -19.2
KY Christian      WIN      147.7    247.7    0.05       12.4     -6.5
Lambuth           WIN      428.1    528.1    1.00      528.1   +149.4
                                            =====    =======
                                             6.25     2366.8
                              2366.8
Cumberland, Tenn.'s rating =  ------ =  378.7
                               6.25

     Team            Rating      Effect
   ---------------   ------      ------
   Tn.-Chattanooga    533.4 LOSS   +2.7 Division I-AA
   Cumberland, Ky.    509.9 LOSS   +1.6 NAIA
   Shorter            459.4 LOSS  -19.2 NAIA
   Virginia-Wise      404.5 LOSS  -74.2 NAIA
   Georgetown, Ky.    366.9 LOSS -111.8 NAIA
>> Cumberland, Tenn.  378.7 <<
   Lambuth            428.1 WIN  +149.4 NAIA
   Bethel, Tenn.      310.2 WIN   +31.5 NAIA
   Campbellsville     309.0 WIN   +30.3 NAIA
   Belhaven           255.9 WIN    -1.1 NAIA
   Faulkner           227.7 WIN    -2.5 NAIA
   KY Christian       147.7 WIN    -6.5 NAIA